Archive | Long-term Investment Strategies

<small><a rel="nofollow" style="text-decoration: none;" href="http://wpinject.com/" title="Image inserted by the ImageInject WordPress plugin">Photo</a> by <a href="http://www.flickr.com/photos/30576334@N05/16207451193" target="_blank">GotCredit</a> <a rel="nofollow" href="http://creativecommons.org/licenses/by/2.0/" target="_blank" title="Attribution License"><img src="http://www.financialadvisorforyou.com/wp-content/plugins/wp-inject/images/cc.png" /></a></small>

More Evidence High Mutual Fund Fees Hurt Investors

There seems to be a never-ending stream of evidence that high mutual fund fees depress fund performance and hurt investors’ return. The most recent article in the popular press explains why high mutual fees can hurt performance. Two interesting facts stick out. 1. Mutual fund fees make the difference between under- and over-performing a benchmark. With […]

Continue Reading 0
<small><a rel="nofollow" style="text-decoration: none;" href="http://wpinject.com/" title="Image inserted by the ImageInject WordPress plugin">Photo</a> by <a href="http://www.flickr.com/photos/92802060@N06/11442526473" target="_blank">LendingMemo</a> <a rel="nofollow" href="http://creativecommons.org/licenses/by/2.0/" target="_blank" title="Attribution License"><img src="http://www.financialadvisorforyou.com/wp-content/plugins/wp-inject/images/cc.png" /></a></small>

Index Funds Beat Popular Managed Funds in 2015

Portfolios of Fidelity and Vanguard stock index funds topped the 2015 performance of portfolios of actively managed funds recommended by Kiplingers, Money, and Forbes. The Fidelity portfolio’s 2015 real return topped Kiplinger’s by 0.66%, Money’s by 1.85%, and Forbes’ by 2.29%. This analysis shows that even the experts often miss picking stock funds to beat the market. […]

Continue Reading 0

Rebalancing Retirement Accounts Made Easy

When do you rebalance your retirement accounts? You have chosen and implemented an asset allocation (the percentage of stocks and bonds in your portfolio) that matches your desired risk and reward level. But you just received your year-end retirement account statement. The weighting of each asset class in your portfolio has changed! What happened? Over […]

Continue Reading 0
<small><a rel="nofollow" style="text-decoration: none;" href="http://wpinject.com/" title="Image inserted by the ImageInject WordPress plugin">Photo</a> by <a href="http://www.flickr.com/photos/45409431@N00/6048902076" target="_blank">marfis75</a> <a rel="nofollow" href="http://creativecommons.org/licenses/by-sa/2.0/" target="_blank" title="Attribution-ShareAlike License"><img src="http://www.financialadvisorforyou.com/wp-content/plugins/wp-inject/images/cc.png" /></a></small>

Financial Goals – How Much By When?

I often advise clients on how to set financial goals. One technique I use is to ask “how much by when?” Answering this question is a good way to put meat on the bones.  It makes your financial goal concrete. The technique also provides an easy way to check whether you achieved your goal. One […]

Continue Reading 0
<small><a rel="nofollow" style="text-decoration: none;" href="http://wpinject.com/" title="Image inserted by the ImageInject WordPress plugin">Photo</a> by <a href="http://www.flickr.com/photos/92802060@N06/11746719224" target="_blank">LendingMemo</a> <a rel="nofollow" href="http://creativecommons.org/licenses/by/2.0/" target="_blank" title="Attribution License"><img src="http://www.financialadvisorforyou.com/wp-content/plugins/wp-inject/images/cc.png" /></a></small>

Retirees Win With a Fiduciary Duty

The Obama Administration proposed this summer to impose a fiduciary duty on financial advisors that provide retirement advice. This duty includes the duties of due care, loyalty, and utmost good faith when advising a client. This proposal puts investors’ retirement interests first rather than the profit interest of the advisor selling a financial product that may […]

Continue Reading 0