Tag Archives | investment strategy

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Investor Behaviors Matter – Tony Robbins Part II

Tony Robbins’ describes ideal investor behaviors in “Money Master the Game” that can maximize your investment performance. The book’s first half centers on the tasks and new habits you should follow to achieve financial freedom. New habits like setting up automatic savings and eliminating unnecessary expenses. The second half of the book relays the investment […]

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More Evidence High Mutual Fund Fees Hurt Investors

There seems to be a never-ending stream of evidence that high mutual fund fees depress fund performance and hurt investors’ return. The most recent article in the popular press explains why high mutual fees can hurt performance. Two interesting facts stick out. 1. Mutual fund fees make the difference between under- and over-performing a benchmark. With […]

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Index Funds Beat Popular Managed Funds in 2015

Portfolios of Fidelity and Vanguard stock index funds topped the 2015 performance of portfolios of actively managed funds recommended by Kiplingers, Money, and Forbes. The Fidelity portfolio’s 2015 real return topped Kiplinger’s by 0.66%, Money’s by 1.85%, and Forbes’ by 2.29%. This analysis shows that even the experts often miss picking stock funds to beat the market. […]

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Rebalancing Retirement Accounts Made Easy

When do you rebalance your retirement accounts? You have chosen and implemented an asset allocation (the percentage of stocks and bonds in your portfolio) that matches your desired risk and reward level. But you just received your year-end retirement account statement. The weighting of each asset class in your portfolio has changed! What happened? Over […]

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Retirees Win With a Fiduciary Duty

The Obama Administration proposed this summer to impose a fiduciary duty on financial advisors that provide retirement advice. This duty includes the duties of due care, loyalty, and utmost good faith when advising a client. This proposal puts investors’ retirement interests first rather than the profit interest of the advisor selling a financial product that may […]

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Young Professionals and Permanent Life Insurance

The conventional wisdom is that many young professionals don’t need permanent life insurance. The reasons include the high cost compared to term life insurance and the temporary need for life insurance during the time they are paying down the mortgage and saving for college educations. But permanent life insurance may be appropriate as part of […]

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2 Tips for a Low-Cost Stock Investment Strategy

I often ask my clients two questions to help them obtain a low-cost stock investment strategy: What level of return are you seeking and how much should you pay to buy that asset?  Of course, these two questions come after you have decided on your investment horizon (http://www.financialadvisorforyou.com/how-should-i-invest-my-money/) and risk tolerance (http://www.financialadvisorforyou.com/2-reference-points-can-help-you-assess-your-risk-tolerance/).  The short answer […]

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