A client recently asked me to provide a second opinion on the investment advice he had been receiving about his brokerage (taxable) and retirement accounts. He felt the 1.0% fee was high and he didn’t know what questions to ask to determine if the portfolio’s performance justified the fee. I was happy to help. I […]
Tag Archives | retirement portfolio management
New Fiduciary Duty for Retirement Advisors
The Obama Administration recently finalized a rule to impose a fiduciary duty on financial advisors that offer retirement advice. This duty requires due care, loyalty, and utmost good faith when advising a client. This new rule puts investors’ retirement interests first and not the profit interest of the advisor selling a financial product. The rule […]
Two Methods to Withdraw Your Retirement Assets and Manage Your Portfolio
You have decided to retire but need to manage your retirement portfolio with an eye toward an asset withdraw strategy. You have been busily contributing to your retirement plan and savings using an asset allocation that meets your objectives. But you now need a withdraw strategy that doesn’t upset your portfolio’s allocation and expose you to an […]
6 Tips to be Retirement Ready
Are you thinking of leaving your job soon but unsure whether you are retirement ready? Follow these tips and you’ll be on your way to a financially secure retirement. But before the financial tips, the most important part of retirement is how you spend your time now that it is not structured as when you were […]
A Quick Way to Get Around the Income Limits on Roth IRA Contributions
I’ve had several clients want to put more money away for retirement but have been discouraged that they can’t buy a Roth IRA because their income exceeds the IRS limits. These are high salary folks who are interested in the benefits of a Roth IRA. As you know, Roth IRA contributions are not tax deductible, […]